These disclosures explain Rainrock Lending's role for owners in Del Rio, Texas: it passes small-business funding requests to funding partners, and the partners make credit decisions and set rates and terms. A merchant cash advance buys a slice of future receipts; it is not a loan.
Rainrock Lending's Role in a Funding Request
Rainrock Lending is a funding broker, not a lender. It does not make loans, advance money or decide whether a business qualifies. It takes a request, sorts it by purpose, and passes it to one or more funding partners. A partner that reviews the request decides whether to make an offer and sets the amount, rate, term, collateral and any fees.
No page on this site offers credit or commits anyone to fund. No outcome, amount or timing is promised.
Partner Decisions and Your Choice
Each funding partner applies its own criteria and its own agreement. Rainrock does not control those criteria and cannot change an offer's terms. You may accept, question or decline any offer, and to seek funding elsewhere at any point.
Merchant Cash Advances: Receipts Sold, Not Money Lent
A merchant cash advance is the purchase of a share of a business's future receipts at a discount. It is not a loan. Amounts are remitted from card sales or bank deposits under the provider's agreement. Compare the total amount to be remitted with the purchase price before you sign.
Sharing Your Information With Funding Partners
To pass a request along, Rainrock shares the details you provide with the funding partners it sends the request to. The privacy policy in the site footer lists what is collected and how it is used.
Texas Requirements That May Apply
Questions about this page can be raised by phone at (830) 219-3733.
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